Land Purchase Update!

I realized I hadn't updated my blog to let you know how our meeting with Charlie went Sat. He was very fair with us. The land is valued around $41,500 and he offered it to us @ $38,750. Originally we were going to offer $40,00, then $39,000 and then we decided to offer $38,000. We went over all the details and agreed on those. We prefer to pay the taxes ourselves, rather than him escrow it. He also offered us 1/2 month payments since we have to do it that way anyway, so that is better for us. We pay interest on 15 days and lower the principal every fifteen days so we thought that was great! May not look like much at first, but every little bit helps. He also gave us no penalty for early payment. Well, everyone knows how I have always had a hard time standing up to people. Mike spoke up during the meeting, but he told Charlie that he would agree to the financial matters that I knew we could handle, since I take care of them. After we came to agreement on everything else, he handed me the 1st page of the amortization example and asked if we had anything else. I almost caved and said "No, that's all." But even though I knew he was being fair with us(he has never even charged us late payments over the past 5 years when we were late sometimes), I knew for myself I needed to speak up and say we hadn't come to an agreement on the price of the lot. He, of course, wanted to stay at $38,750 and we had already told him $38,000, so I said I would rather even it off at $38,500 and he agreed right away. I know $250 doesn't sound like much, but it wasn't really a matter of money on this issue. Most of my life I have just accepted whatever anybody was willing to give and I knew I had to make a stand sometime. Well, I did, and he agreed and I felt sooooooooo good about it. Not only does anybody that knows me well, knows I have had a hard time with that, but also to make a stand against a male figure made it doubly hard. I am so proud of myself, and it was so great when Mike told me he was very proud of me too. We will be signing the papers this week. Even though we had been purchasing the trailer and paid that off in June, we were paying lot rent on the land for the past five years. Now, we are no longer renters! That feels good!